Consent Policy

Our Commitment to Consent

Capitallearning magazine is committed to obtaining and respecting your consent for the collection, use, and processing of your personal information. This Consent Policy explains how we obtain consent, what it means, and how you can manage your consent preferences.

Last updated: January 11, 2026

What is Consent?

Consent is your explicit permission for us to collect, use, or process your personal information. For consent to be valid, it must be:

  • Freely given: Not obtained through coercion or pressure
  • Specific: Clear about what you're consenting to
  • Informed: Based on clear information about our practices
  • Unambiguous: Clear affirmative action (like checking a box)

When We Seek Consent

We obtain your consent in the following situations:

Subscription Services

When you subscribe to Capitallearning magazine, we seek your consent to:

  • Process your subscription and payment information
  • Deliver educational content to you
  • Send subscription-related communications

Marketing Communications

If we wish to send marketing communications, we obtain separate consent for:

  • Email newsletters about educational content
  • Updates about new magazine issues
  • Educational resource recommendations

How Consent is Obtained

We obtain your consent through clear and transparent methods:

Checkbox Requirements

Our subscription forms include mandatory checkboxes for:

  • Agreement to Privacy Policy
  • Agreement to Disclaimer
  • Consent for marketing communications (if applicable)

Cookie Consent

Our cookie banner provides clear options for accepting or managing cookie preferences, with detailed information about each type of cookie.

Written Consent

For certain services, we may require written consent through signed agreements or electronic signatures.

Managing Your Consent

You have the right to manage your consent at any time:

Withdraw Consent

You can withdraw your consent by:

  • Contacting us directly
  • Updating your account preferences
  • Unsubscribing from communications

Impact of Withdrawal

If you withdraw consent, we will:

  • Stop the processing for which consent was withdrawn
  • Delete personal information if no other legal basis exists
  • Confirm the withdrawal in writing

Consent Records

We maintain records of consent to demonstrate compliance with privacy regulations. These records include:

  • Date and time of consent
  • Method of obtaining consent
  • What consent was given for
  • How consent can be withdrawn

Children's Consent

Our educational content is intended for adults. We do not seek or obtain consent from children under 13 for any purpose. If we become aware that we have collected information from a child under 13 without proper parental consent, we will immediately delete such information.

Changes to Consent Requirements

If we need to change how we use your information, we will:

  • Notify you in advance
  • Obtain new consent if required
  • Provide clear information about the changes
  • Allow you time to consider your options

Legal Basis for Processing

In addition to consent, we may process your information based on:

  • Contract: To fulfill subscription agreements
  • Legal obligation: To comply with applicable laws
  • Legitimate interest: For operational and security purposes

We always use the most appropriate legal basis for each processing activity.

Contact Us About Consent

If you have questions about consent or wish to manage your consent preferences, please contact us:

Capitallearning Magazine
1058 Rue de la Gauchetière O
Suite 2100
Montréal, QC H3B 4C9
Canada

Phone: +1 (514) 733-0895
Email: [email protected]